When Special Care Is Needed: The Special Needs Trust A special needs trust helps care for a special needs child when you’re gone. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Is Term Life Insurance for You? Term insurance is the simplest form of life insurance. Here's how it works. The Value of Diversification Diversification could mean the difference between financial success and failure. Insight to a Maddening Employment Report Here’s why the August jobs report was particularly maddening.